Living Benefits – M&M Wealth Associates

A life insurance policy you don't have to DIE to use

There are additional benefits associated with our life Insurance and annuity solutions provided by optional riders. We call them Living Benefits, and our partnered carriers have been providing them since 1937. Based on the product, living benefits can provide benefits should a qualifying terminal, chronic or critical illness or critical injury occur*, or if your desire is to have an income that you cannot outlive.

The best way to understand the impact living benefits can have is to hear from policy owners who have actually used them.

Terminal Illness

Expected to result in death within 24 months

Chronic Illness

Unable to perform certain activities of daily living

Critical Illness

Cancer, heart attack,
stroke

Critical Injury

Paralysis, traumatic brain injury, coma

* Living Benefits may be provided by optional Accelerated Benefits Riders; critical illness, critical injury, chronic illness, terminal illness. Riders are supplemental benefits that can be added to a life insurance policy and are not suitable unless you also have a need for life insurance. Riders are optional, may require additional premium and may not be available in all states or on all products. This is not a solicitation of any specific insurance policy. Payment of Accelerated Benefits will reduce the Cash Value and Death Benefit otherwise payable under the policy. Receipt of Accelerated Benefits may be a taxable event and may affect your eligibility for public assistance programs. Please consult your personal tax advisor to determine the tax status of any benefits paid under this rider and with social service agencies concerning how receipt of such a payment will affect you.

Book Your Free Financial Consultation

714-494-9515
info@mmwealthassociates.com